Discharge

A release of a debtor from personal responsibility for certain dischargeable obligations. Significant exceptions to dischargeability include taxes and student loans. A release frees a debtor from personal responsibility for specific debts referred to as dischargeable obligations and prevents the creditors owed those obligations from taking any measures against the debtor or the debtor's assets to recover the debts. The release also forbids creditors from contacting the debtor regarding the obligation, including through phone calls, letters, and personal interactions.